Widows Benefits - How Do Widow's Benefits Work?

Widows Benefits

In fact , millions of widows and widowers receive survivor monthly checks , which are based on working documents of their deceased husbands . The children of deceased workers may also be eligible for survivor widows benefits.

Here are some rules of social security must take into account :

Widows and widowers who have reached retirement age, currently 66, in general, receive 100 percent of the payments received from their spouses.

Survivors may have reduced benefits at age 60 - or 50 if disabled . However, the benefits that start early will reduce permanently. For example , a survivor who receive a monthly stipend of $ 1,000 to the retirement age of 66, would receive only $ 715 per month if benefits were taken at 60 - a reduction of 28.5 percent widows benefits.

Survivors can receive benefits at any age if caring for a child of the deceased who is under 16 or disabled. The goalkeeper receives 75 percent of the deceased worker's benefit.

Benefits may be paid to unmarried children under age 18 or up to 19 if attending school full time. The child receives 75 percent of the amount the deceased worker widows benefits.

In certain circumstances , stepchildren , grandchildren or adopted children can receive benefits. Payments can go to the children at any age if they were disabled before 22 and remain disabled widows benefits.